performer's insurance?

[angelstarfish]

what is performer's insurance?
why should I get it?
how much do I pay?
what are some good companies where performaer's insurance is offered?
what questions should I ask?
what should be covered?

so many questions, so little time!!!

[AniaR]

Performers insurance wont cover a mermaid company. If you're planning on doing multiple gigs and don't know what they'll be well in advance, you'll want limited liability insurance, and to discuss with an insurance agent to be sure you're covered. Our insurance comes from two different providers, so that our business is legally covered, and if I hurt someone or something, or something or someone hurts me/my tails, and all of my girls, are covered. Performers insurance covers a single performance typically and there's no set template for mermaids.

[Aurellia Gyldenscale]

Performers insurance wont cover a mermaid company. If you're planning on doing multiple gigs and don't know what they'll be well in advance, you'll want limited liability insurance, and to discuss with an insurance agent to be sure you're covered. Our insurance comes from two different providers, so that our business is legally covered, and if I hurt someone or something, or something or someone hurts me/my tails, and all of my girls, are covered. Performers insurance covers a single performance typically and there's no set template for mermaids.


Any idea if Specialty Insurance Agency would cover stuff like this? I use them for my fire performer insurance. They list off quite a few other covered groups. https://www.specialtyinsuranceagency.com/performer-insurance.html

ELIGIBLE PERFORMERSClowns and Santas
Face Painters
Balloon Twisters
Jugglers
Magicians
Stilt Walkers
Fire Dancers
Stage Hypnotists
Caricature Artists
Street Performers
Comedy Acts
Aerialists
Storytellers
Musicians
DJ
Children Entertainers

[AniaR]

Best to ask them specifically. Most give free quotes

[Winged Mermaid]

I emailed every single performers insurance site I could find, and only one got back to me saying they'd cover me, and they wanted $750 for bare bones package. :/

[AniaR]

Our entire company is 130$/ month and we use a gig s month to pay for it or we all contribute a little. Performers insurance isn't what you need. Its liability insurance. Performers insurance works more for individual bookings . ours covers all mermaids ( up to 6 and will expand to 8)all tails ( including if they got damaged, stolen, or need to be replaced within a certain time frame) if we get hurt, hurt someone else, damage property. Insured for up to 3million.

[AniaR]

It also covers all travel within north america

[RomanLaveau]

What insurance company do you use, if you don't mind me asking?

[angelstarfish]

What insurance company do you use, if you don't mind me asking?

I'm on my dad's work insurance- Anthem Blue Cross

[AniaR]

Mine is only offered locally but you need to find someone who can build you custom insurance

[Teresty]

Hello there. When a car breaks down, the car owner needs to pay a lot of money to repair it and to spend less money, people buy CarShield protection plan. In this case, the company pays part of the cost of repairs. To understand how it works, anyone can read the information here https://carshield.pissedconsumer.com/customer-service.html which will help you decide whether to sign up for an extended vehicle warranty plan from CarShield.