For your future gigs you could maybe include in your contract that it'd be customers duty to pay the repairs if something like this happens? I have on my "terms and conditions" a section which says that(includes all my accessories too). I also had to add there a section which says that I need someone from orderer's party to make sure that kids won't pull me from hair or the fluke, or rip my accessories off or anything... And this was because of my latest experience in a two hours swimming hall gig, it was quite a chaos(there was also this one little sweetheart who kept spitting mouthfulls of water straight to my face). When you add there some numbers (in worst case tail repair being over 1000usd etc.) customers really might give a thought for that.
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